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Menopause Matters Forum
July 19, 2024, 06:18:41 AM
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News:
Menopause Matters magazine
ISSUE 76 out now. (Summer issue, June 2024)
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State 2nd pension
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Topic: State 2nd pension (Read 4998 times)
Dotty
Member
Posts: 3919
Re: State 2nd pension
«
Reply #15 on:
February 07, 2019, 08:47:04 AM »
I've got a few more years to wait Jillydoll .......
Logged
jillydoll
Member
Posts: 1672
Hiya
Re: State 2nd pension
«
Reply #16 on:
February 07, 2019, 10:34:31 AM »
Me too Dotty.....
I'm only 21.....😄
In my head anyway...😉
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CLKD
Member
Posts: 75164
changes can be scary, even when we want them
Re: State 2nd pension
«
Reply #17 on:
February 07, 2019, 02:55:24 PM »
I had a Very Nice Letter in November asking me whether I would like to defer my Pension payments or apply. Well as the Government deferred my payments on my behalf
3 years ago I have to wait until March anyway - don't know what I will get each month so it will be a suprise.
Now, what to spend it on. Jewellery, bubble bath, new towels, bird food
- watch this space?
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Taz2
Member
Posts: 26687
Re: State 2nd pension
«
Reply #18 on:
February 07, 2019, 03:58:11 PM »
I have three months to go until I get mine which works out not much less than I take home now but I still can't decide on whether to retire or not! I'm claiming the pension anyway.
Taz x
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CLKD
Member
Posts: 75164
changes can be scary, even when we want them
Re: State 2nd pension
«
Reply #19 on:
February 07, 2019, 06:08:59 PM »
I claim everything I am entitled to ;-) 'cos the Government would much prefer that we die prior to getting it as it means more in their kitty
My NHS Pension is £1,200 per year after 8 years minus 1 months work
. That's two deliveries of heating oil then so I'm doing my bit
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Lanzalover
Member
Posts: 600
Re: State 2nd pension
«
Reply #20 on:
February 07, 2019, 06:16:21 PM »
Pleased to hear you're going to claim your pension Taz 2 unless you're mega wealthy why would anyone defer claiming ? Especially women who had thought they would qualify at 60 until they moved the goal post.
I will definitely be claiming mine if I get to 66
Lanzalover x
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CLKD
Member
Posts: 75164
changes can be scary, even when we want them
Re: State 2nd pension
«
Reply #21 on:
February 07, 2019, 06:19:54 PM »
You will get there -
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Lanzalover
Member
Posts: 600
Re: State 2nd pension
«
Reply #22 on:
February 07, 2019, 07:37:40 PM »
Thank you CLKD have you been looking in your crysta ball again
Lanzalover x
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Pennyfarthing
Guest
Re: State 2nd pension
«
Reply #23 on:
February 07, 2019, 07:45:01 PM »
I know a lot of women my age who have died before they even reach pension age so I would never recommend deferring. get it while you can is my motto.
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CLKD
Member
Posts: 75164
changes can be scary, even when we want them
Re: State 2nd pension
«
Reply #24 on:
February 07, 2019, 09:48:21 PM »
Why? When a person pays into both then it is OUR money
Mum certainly doesn't get less: a teacher's Pension, part of Dad's teacher's Pension plus his Government Pension after he died.
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Taz2
Member
Posts: 26687
Re: State 2nd pension
«
Reply #25 on:
February 08, 2019, 12:05:15 AM »
I've got an occupational pension but will still receive £164 a week which I think is the full amount? I'm not sure how you're supposed to pay rent of £1000 a month out of that if you're not lucky enough to own your own home mortgage-free?
Taz x
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Shadyglade
Guest
Re: State 2nd pension
«
Reply #26 on:
February 08, 2019, 08:44:23 AM »
Private pensions do not reduce your state pension. They are separate.
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katsclaws
Member
Posts: 120
Re: State 2nd pension
«
Reply #27 on:
February 08, 2019, 08:50:53 AM »
Taz, I think when you reach state pension age you can claim benefits towards rent etc. if your income is below a certain level. This is another reason why the increase in state pension age causes problems for people who have to wait several extra years to get their pension. It is also another reason why state pension age is increasing so that benefit payments can be reduced.
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State 2nd pension