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[Jinja]

So I decided to go private and see a menopause specialist, I knew the cost of the consultation and that I'd have to pay for any prescriptions but naively thought that £15 per blood test meant just that , I'd pay £15 for each test. So today I've just received an invoice from the hospital for £223!!! To cover the actual tests, I think it's wrong that this wasn't explained at the time as I probably wouldn't have had them done

Has anyone managed to get menopause treatment covered on health insurance?

[CLKD]

Is the Invoice broken down?

What people don't reliase is that everything is paid for: Consultant, cost of the room, all tests: including needles, bottles for the blood, any small plasters to cover the wound site: any Staff that are involved during the consult ..... the Consultant will be paying his Staff from that fee. 

When I had my running stitch removed after breast surgery I was charged a tenner - had I known that the price hadn't been included in the operation costs (as was common when my pets had surgery) I would have pulled it myself  - I had to drive a 30 mile round trip to get the procedure done.  The Nurse was there, it wasn't as though she was called in especially 

[Nula]

I went private to see a consultant.  I paid a fixed fee for the consultation and private prescription costs for the first batch.  My private consultant then wrote a letter to my GP requesting blood tests in 3 months time (so, on NHS) and also asked that they provide my prescription on repeat (it's available on the NHS so no reason why they shouldn't do it).  When I tried to claim on my insurance I was advised that as it was not an acute condition and deemed to be a "naturally occurring life event" -  I could have punched them at this point - I couldn't claim for anything at all related to this.

I swear if men went through the menopause you'd be able to get everything you need done in Tesco!
 

[Jinja]

CLKD I had 3 separate invoices one on the day from the Dr who i paid direct, one from the hospital on the day which was for the initial blood test charge and the prescription and then this separate one which was for the phlebotomy and the actual tests, just annoyed it wasn't explained properly

Nula that's useful to know if I go back I'll ask if any bloods can be done via my GP. To be honest the tests I had done, hormone levels I don't think my GP would agree to do anyway

[dangermouse]

I found it worked to write to my GP and say the name of the specialist that seeing privately and then list the bloods I required.

Ours is a very awkward surgery but they agreed to the tests and I wonder if it's also because it's in writing?

Plus if the doctor is BMA registered and you are, therefore, saving money from paying for the consultation rather than going via the NHS waitlist they can see it's cost effective.

[CLKD]

Sounds about 'right' from where I'm sitting.  Every person along the way has to be paid by the Client or Insurance Company.  That includes the room, GA, any bandages, the cleaner ......... which is why we should not take the NHS for granted 

[Hurdity]

Do many people have health insurance? I am intrigued to know when and why people think to do so, if the answer is yes, unless through their employment when it's often part of the package?

Hurdity x

[CLKD]

Years ago we considered it - via BUPA.  For Dental Care (prior to DenPlan) as well as generalised medical contains in order to get us into Hospital and back into work quickly which would save the Company time and money. 

We found that Company Insurance covered certain conditions dependant on which specialists were used by the Staff, if for example Dental was used 'too much', it was withdrawn as an Employee Option.  Because it cost the Company  .

One needs to know exactly how much, for example, a total hip replacement would cost ...... this would include initial Consultation with the Surgeon; possible payment of a Nurse as a consort; X-rays, scans [hips, pelvis, chest]; appropriate blood tests.  Pre-op/post-op physiotherapy.  Pre-op discussion with Aneasthetis and his/her time/expertiese during surgery.  X-rays during and after surgery. Theatre Staff (Consultants work as a Team, usually the same people).  Bed, bedding, cleaning, Staff to attend.  Any medication at discharge.  Discharge details to GP.