Oh Eddie such sad news.
Care in the UK comes in many different stages; i.e. Social Services can arrange basic care which may not mean full nursing care when required which may require the client to be moved ......... not something any of us wants once we have settled somewhere.
As stated Social care and paying for care does not mean that the care is any better/worse because we fund it ourselves.
. The important thing is to consider end of life care first, will your relative need to move from one home to another in order to get full nursing care? Maybe then it is important that they go into a nursing home rather than retirement/care home sooner rather than later?
Payed for care seems a lot but consider exactly what the client gets for the money: a roof over their heads, TV paid for, no cooking/cleaning etc., Nursing care when required, lifting assistance, an en-suite fascility [mostly]: hopefully a GP when necessary and if needed, the visitation of a Clergyman of their choice. Care homes are not prisons, when people move in they are 'allowed' out if well enough and many have good 'days out' schemes to the coast, theatre etc.. Too many think that the money tied up in their homes should go to their children, well they should pass it over sooner - otherwise what is it for? For looking after their eventual care that's what. Because if they wait then it will be soaked up in fees or the children will pay Inheritance Tax eventually!
It's a real mine-field and something the UK shoudl be sorting
. All care should be the same across the board, whether Socially provided or paid for. A retirement home should also be able to provide nursing care as required and it should be nursing care, not someone in a nurses uniform who has no first aid even leave alone qualifications [don't get me started on *that* one
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